Experience elevated coastal living in this extensively upgraded townhome located in the highly desirable Monarch Villas community of La Costa. Ideally situated just 10 minutes from the ocean and surrounded by premier shopping, dining, and lifestyle amenities, this beautifully refreshed residence showcases thoughtful custom improvements and modern smart-home features. Step inside to a bright and inviting living space enhanced by extensive upgrades throughout. The family room showcases a completely renovated fireplace featuring custom stonework, a custom white oak mantel, and a new hearth, creating a stunning focal point for relaxing or entertaining. The original wet bar has been transformed into a sophisticated custom dry bar with Taj Mahal countertops, white oak cabinetry, a mirrored backsplash, and elegant brass finishes. Recessed lighting throughout the family room, dining room, staircase, loft, and bar area adds a warm and modern ambiance, while Lutron Caseta smart dimmer switches provide effortless lighting control. The updated kitchen features a full suite of Samsung appliances, new overhead lighting, and a custom Roman shade overlooking the charming kitchen bay window. Throughout the home, thoughtful improvements include updated bathroom lighting, all new electrical outlets and switches, upgraded interior door hardware, an Ecobee smart thermostat, and a video doorbell for added convenience and security. The flexible floor plan offers three spacious bedrooms, including a serene primary suite with ample closet space and a private en-suite bath. See supp. Custom Roman shades in the primary bedroom and downstairs bedroom add a polished finishing touch, while the downstairs bedroom provides versatility for guests, a home office, or additional living space. A spacious loft area upstairs further expands the home's functionality. Additional highlights include a new water heater, a recently serviced and tuned air-conditioning system, and a newer LG washing machine. The oversized two-car garage offers exceptional storage and features upgraded LiftMaster jackshaft garage door openers with automatic deadbolt locks and battery backup. Residents of Monarch Villas enjoy resort-style amenities including a pool, year-round heated spa, tennis courts with pickleball lines, and a new children’s playground coming soon to the community. The location is truly unmatched, with this home just steps from Equinox, Lofty Coffee, and an incredible selection of shops and restaurants. With its extensive upgrades, stylish finishes, exceptional amenities, and prime coastal location, this townhome offers a rare opportunity to enjoy the best of modern North County living.